How to avoid falling for a Phishing (fishing) Scam?

How to avoid falling for a Phishing (fishing) Scam?
Protecting yourself is not difficult. Here are some tips:
1. ) NEVER click on a link in an email in order to enter your log-in information or password. Instead, if you think the email may be legitimate, go directly to the company website using your Internet Explorer or Netscape browser.
(Do not copy and paste a url address out of a suspicious email.)
2.) Always use a company's official website to submit personal information. If information is submitted online, it should only be done from the company's official web site using a secure server.
3.) Call the company, if still in doubt about what the email says.